$7,997 Canada Child Benefit in June 2025—Who’s Eligible & When Will You Be Paid?

In June 2025, the Canada Child Benefit (CCB) is increasing, providing Canadian families with a much-needed boost in their monthly financial support. This increase in the CCB, which is a tax-free payment, is aimed at helping families with children under 18 years old. It’s set to provide up to $7,997 for families with children under 6, and $6,748 for those with children aged 6 to 17. With the rising cost of living, this increase is more welcome than ever.

But what exactly does this mean for you? Who’s eligible for the program? When will you see the money in your bank account? And how can you make the most of it? Let’s break it all down.

Canada Child Benefit in June 2025

Key Points	Details
Maximum Benefit for Children	$7,997 for children under 6 years old, $6,748 for children 6-17 years old.
Eligibility Criteria	Canadian citizen, permanent resident, or protected person; child must live with you at least 50% of the time.
Adjusted Family Net Income	Benefits reduce for families with incomes above $37,487.
Payment Dates	Payments are monthly. Specific dates for 2025: July 20, August 20, etc.
How to Apply	Apply through CRA My Account or by mail. First payment received in 8 weeks.
Official Website for Reference	Canada Child Benefit Overview

The Canada Child Benefit is a vital program that provides financial support to families with children. The increased benefits starting in June 2025 will offer families additional relief to cover day-to-day expenses. Understanding how to apply, when payments are made, and how the amount is calculated is key to making the most of this support. Whether you’re a new applicant or a long-time recipient, this benefit can make a significant difference in your family’s financial well-being.

What is the Canada Child Benefit (CCB)?

The Canada Child Benefit (CCB) is a program that provides direct financial support to Canadian families. These monthly, tax-free payments are aimed at helping families cover the costs associated with raising children. The government has increased the CCB for the period beginning in June 2025, providing families with even more resources to help offset the rising cost of living.

Parents, guardians, or caregivers with children under 18 can apply for the CCB, which is based on your family’s income, number of children, and their ages. The benefit is meant to ease the financial burden that comes with raising kids—everything from food to school supplies to medical bills.

In June 2025, the maximum amount families with children under 6 can receive will be $7,997. For children between the ages of 6 and 17, the maximum benefit will be $6,748. The benefit is designed to gradually reduce for families with higher adjusted net incomes (AFNI).

How Much Will You Receive?

The amount you receive will be determined based on your adjusted net family income (AFNI). The maximum amount is provided to families with an income under $37,487. For families with incomes above this threshold, the benefit is reduced incrementally. For instance:

• A family with an income of $35,000 can expect to receive the full $7,997 for a child under 6.
• A family with an income of $50,000 will receive a reduced benefit.

Real-life Example: How the CCB Helps

Meet The Smiths, a family of four living in Toronto. John and Lisa have two kids, one under 6 and another who is 9 years old. John works as a graphic designer, and Lisa is a part-time teacher. Their combined income is $45,000. The CCB payments they receive each month help cover their grocery costs, pay for extracurricular activities like swimming lessons, and contribute to daycare costs for their youngest child.

For families like the Smiths, the CCB is a lifeline, and with the increase in the 2025 period, they’ll have more flexibility to cover these essential expenses.

Who is Eligible for the CCB?

To qualify for the Canada Child Benefit, the following conditions must be met:

1. Canadian citizen, permanent resident, or protected person.
2. Live in Canada for at least 6 months of the year.
3. Be primarily responsible for the care and upbringing of a child under 18 years old.
4. File a tax return for the previous year.
5. Your child must live with you for at least 50% of the time.

Disability Benefits for Children

For families with children who have disabilities, the CCB can be supplemented with the Child Disability Benefit (CDB). This additional benefit is for children who are eligible for the Disability Tax Credit (DTC) and can significantly increase the total monthly payments families receive.

Case Study: The Johnson Family

The Johnson Family has a 10-year-old daughter named Maya, who qualifies for the Disability Tax Credit due to her developmental disability. In addition to the regular CCB payment, they receive an additional $2,732 annually through the Child Disability Benefit, which makes a big difference in paying for Maya’s special education needs and therapy sessions.

When Will You Get Paid?

The Canada Child Benefit is paid out monthly. Here’s the schedule for July 2025 to June 2026:

• July 20, 2025
• August 20, 2025
• September 19, 2025
• October 20, 2025
• November 20, 2025
• December 12, 2025 (This date is earlier due to the holiday season)

Payments are typically made on the 20th of each month, but December’s payment is scheduled for the 12th to accommodate holiday schedules.

How to Apply for the Canada Child Benefit

If you haven’t already applied for the CCB, you’ll need to do so through your CRA My Account or by mail. Make sure to apply if:

• Your child was born in the past year.
• Your child has just started living with you.
• You’ve recently started a shared custody arrangement.
• You or your spouse/common-law partner have met the eligibility conditions.

Once your application is submitted, you should receive your first payment within 8 weeks if applied online, or 11 weeks if applying by mail.

Tips to Make the Most of Your CCB Payments

1. Save for the Future: Use the extra income to build a savings fund for your child’s future educational expenses. Even small contributions add up over time.
2. Track Your Spending: Ensure you’re using the CCB funds efficiently by budgeting for regular expenses, like groceries and child care, and also setting aside money for unexpected costs.
3. Look into Other Benefits: Aside from the CCB, there are other government programs that may help you save money, like the Canada Workers Benefit (CWB) and Universal Child Care Benefit (UCCB).

Additional Financial Support Programs

Besides the CCB, there are other programs that may benefit families in Canada. Programs like the Alberta Child and Family Benefit or Quebec Family Allowance offer extra financial support to families in specific provinces. It’s worth looking into these programs to see if you qualify.

FAQs

1. How can I check if I’m eligible for the Canada Child Benefit?

• Use the Canada Child Benefit Eligibility Tool available on the official CRA website.

2. Can I apply for the CCB if I’m self-employed?

• Yes, self-employed individuals can qualify for the CCB, as long as they meet the eligibility criteria.

3. What if my income changes during the year?

• If your income changes, you must update the CRA to adjust your CCB payments. You can also apply for a recalculation if your income fluctuates significantly.

4. How long will it take for my application to be processed?

• If applying online, expect to receive your first payment within 8 weeks. By mail, it may take up to 11 weeks.