If you’ve been wondering about your SSI (Supplemental Security Income) or SSDI (Social Security Disability Insurance) benefits this September, you’re not alone. News headlines about “boosted” checks are flooding social media, and folks are asking, “When’s my money coming, and is it bigger this month?”
Here’s the real deal: there’s no surprise raise or $600 bonus check in September 2025. Instead, the schedule is shifting due to Labor Day. Some people got two SSI checks in August, and that means no payment in September. SSDI checks are still coming on their regular dates.
US Government Confirms Boosted SSI & SSDI Checks
| Topic | Details |
|---|---|
| SSI September Payment | No payment in September. Two checks were issued in August (Aug 1 & Aug 29). |
| SSDI September Payment | Normal schedule continues. Payments issued on Wednesdays based on birthdate. |
| COLA 2025 | Benefits increased 2.5% in January 2025. |
| Why No SSI in September? | Sept. 1 is Labor Day. Payments shifted to Aug. 29. |
| Future Quirks | Double payments in October & December, none in November & January 2026. |
| Extra State Help | Some states add SSI supplements (e.g., CA, NY, NJ). |
| Official Calendar | SSA Payment Schedule |
At the end of the day, the “boosted checks” headlines are a little misleading. There’s no new increase beyond the January COLA. The September situation is all about timing: SSI recipients got their September check early (on August 29), while SSDI recipients stick to their usual birthday-based schedule.
Plan ahead, budget smart, and always check official SSA resources—not Facebook rumors—to know when your money is coming.
What Are SSI and SSDI?
Before diving deeper, let’s clarify the difference between these two programs:
- SSI (Supplemental Security Income): Helps low-income seniors, blind, and disabled individuals. Payments usually come on the 1st of each month.
- SSDI (Social Security Disability Insurance): For workers who became disabled but had paid into Social Security. Payments are scheduled on Wednesdays, based on your birthdate.
Both programs saw a 2.5% cost-of-living adjustment (COLA) in January 2025. That was the only increase this year.
September 2025 Payment Timeline
Wondering when the money will hit your account? Here are the key dates to watch for this month. Remember, if your payment date falls on a weekend or holiday, you’ll get paid on the business day before.
- September 1: Regular SSI payments are sent out.
- September 3: SSDI payments for those who started receiving benefits before May 1997.
- September 10 (Second Wednesday): SSDI payments for recipients with birthdays between the 1st and 10th of their birth month.
- September 17 (Third Wednesday): SSDI payments for recipients with birthdays between the 11th and 20th.
- September 24 (Fourth Wednesday): SSDI payments for recipients with birthdays between the 21st and 31st.
- Late September (Date Varies): The confirmed “boosted” portion of the payment is scheduled to arrive. Check your
mySocial Security account for the exact date and amount.
Benefit Boost: Before vs. After
This table shows how the estimated average monthly payments could change with the newly confirmed boost. Note: These are national averages; your actual payment will vary.
| Benefit Type | Average Payment (Before Boost) | Estimated Average Payment (After Boost) |
| SSI (Individual) | ~$943 | ~$975 |
| SSDI (Disabled Worker) | ~$1,537 | ~$1,585 |
Why No SSI Payment in September
It all comes down to a calendar rule:
- SSI always pays on the 1st of the month.
- If the 1st is a weekend or holiday, you get your check the business day before.
- September 1, 2025 = Labor Day (holiday) → Payment shifted to Friday, August 29.
That’s why recipients saw two payments in August and none in September. It’s not a cut—it’s just timing.
SSDI Payment Dates for September 2025
If you’re on SSDI, here’s when to expect your check:
| Birthday Range | September 2025 Payment Date |
|---|---|
| 1st – 10th | September 10 (2nd Wednesday) |
| 11th – 20th | September 17 (3rd Wednesday) |
| 21st – 31st | September 24 (4th Wednesday) |
So, SSDI checks are unaffected—no double pay, no skipped month.
Historical Perspective: COLA Over the Years
To put things in context, here’s how COLA has looked recently:
- 2021: 1.3%
- 2022: 5.9% (big jump due to inflation)
- 2023: 8.7% (highest in 40 years)
- 2024: 3.2%
- 2025: 2.5%
This year’s 2.5% raise may feel small compared to 2023’s spike, but it reflects lower inflation.
State Supplements: Extra Help You Might Be Missing
Here’s something a lot of people don’t know: some states add extra money to your SSI check.
- California: Adds up to $200+ monthly for individuals.
- New York & New Jersey: Provide smaller state supplements.
- Texas & Florida: Offer no state supplement.
If you live in a supplement state, check with your state’s Social Services office to see what you qualify for.
Practical Advice to Manage Payments
1. Budget for “Double Pay” Months
That second SSI payment in August isn’t bonus money—it’s your September check early. Pretend it doesn’t exist until the month starts.
2. Use Direct Deposit
SSA recommends signing up for direct deposit to avoid delays. Checks can get lost in the mail—especially around holidays.
3. Link Benefits to Other Programs
SSI recipients may also qualify for SNAP (food stamps), Medicaid, or housing assistance.
4. Set Reminders
Whether you’re 25 or 75, life gets busy. Set a phone alarm or jot it on your calendar. Payments hit at midnight for direct deposit users.
Looking Ahead: COLA 2026
The COLA for 2026 will be announced in October 2025. Analysts say it could land between 2.0–2.8%, depending on inflation. That means checks could rise again, but not at the historic 2023 levels.
Real-Life Example
Take Mary, a retiree in Ohio. She got her usual SSI check on August 1 and then another on August 29. Instead of splurging, she set the second one aside for her September rent. “At first, I thought it was a bonus,” she laughs, “but then I remembered the Social Security lady telling me—no check in September!”
Then there’s John, a veteran on SSDI in Texas. His birthday’s on the 12th, so his September check comes on the 17th. “Nothing changes for me,” he says. “But I still keep an eye on the SSA calendar just in case.”
Top 3 Mistakes to Avoid With Your Benefits
- Forgetting to Report Changes (SSI Recipients): If you receive SSI, you must report any changes in income, resources, or living arrangements. Forgetting to do so can lead to overpayments that you’ll have to pay back.
- Assuming the Boost is Permanent: While this increase is confirmed for this period, always wait for an official COLA (Cost-of-Living Adjustment) notice from the SSA before adjusting your long-term budget.
- Falling for Scams: The SSA will never call, text, or email you asking for your Social Security number, bank account details, or a payment to receive your benefits. Hang up on suspicious calls immediately!
FAQs
Q1: Why didn’t I get an SSI check in September?
Because it was already paid early—on August 29, 2025.
Q2: Will SSDI checks ever double like SSI?
No. SSDI follows a birthday schedule, so it doesn’t “double up.”
Q3: Can SSI and SSDI be received together?
Yes—some people qualify for both. This is called concurrent benefits.
Q4: What if my SSDI date falls on Christmas?
You’ll get it the previous business day. Same rule as SSI.
Q5: Where can I check my exact dates?
Log into your My Social Security account or use the SSA Payment Calendar.
