If you’ve got an 80% VA disability rating, here’s some good news: VA disability pay hits $2,044.89 in 2025, thanks to the 2.5% cost-of-living adjustment (COLA). Whether you’re a recently rated vet or you’ve been in the system a while, this bump matters. Let’s break it down and see what this means for you and your family—in plain English.
We’re about to walk you through everything: rates, charts, what affects your final payment, and how to make sure you’re getting every dime you’re owed. Whether you’re a veteran, a caregiver, or someone who just wants to understand the system better, we got you.

What is VA Disability Compensation?
Think of VA disability compensation as a monthly, tax-free payment from the U.S. Department of Veterans Affairs (VA) to veterans who were injured or developed a health condition while serving in the military. This benefit is also available to those whose military service worsened an existing condition. The goal is to provide financial support for any loss of earning capacity due to these service-connected disabilities.
Then and Now: A Look at the Pay Increase
Just a year ago, a veteran with an 80% disability rating and no dependents received a monthly payment of $1,995.01. Thanks to the 2.5% Cost-of-Living Adjustment (COLA) for 2025, that same veteran will now receive $2,044.89. This nearly $50 monthly increase is a direct result of adjusting benefits to keep up with the rising cost of living, ensuring veterans’ financial support remains steady.
VA Disability Pay Hits $2044.89 in 2025
Highlight | Detail |
---|---|
COLA Increase | 2.5% (effective Dec 1, 2024) |
80% Rating Base Pay | $2,044.89/month (veteran only) |
80% w/ Spouse | $2,214.89/month |
Add-on for Spouse with A&A | +$157.00/month |
Max Rate (100%) | $3,831.30/month |
Additional Child | +$106.14/month per child under 18 |
SMC and A&A Boosts | Applicable at 70%-100% ratings |
Official Source | VA Disability Compensation Rates |
An 80% VA disability rating in 2025 gets you $2,044.89 per month if you’re single, and much more with dependents. The key is staying informed, keeping your information up to date, and making sure you file for every benefit you’re eligible for.
You’ve earned these benefits. Don’t let paperwork, confusion, or missed updates keep you from what you’re owed. Bookmark this page, check in on rate changes each year, and connect with a VA-accredited rep if you need help.
Understanding VA Disability Pay in 2025
The VA uses disability ratings in 10% increments, from 0% to 100%, to determine how much monthly tax-free compensation a veteran should receive. That amount adjusts annually based on COLA, which helps payments keep pace with inflation. For 2025, the COLA increase is 2.5%.

So, if you were making $1,994.52 in 2024 for an 80% rating, now you’re pulling in $2,044.89/month starting January 1, 2025.
The VA also considers your family size. If you’ve got a spouse, children, or even dependent parents, your total monthly payment can rise significantly.
Breakdown of 80% Disability Rating Payments
Base Rate
For a single veteran with no dependents:
- 80% Rating = $2,044.89/month
With Dependents
Here’s what that same rating gets you with dependents:
- With Spouse Only: $2,214.89/month
- With Spouse + 1 Child: $2,340.89/month
- With 1 Child Only: $2,158.89/month
- Each Additional Child Under 18: +$106.14/month
- Spouse Receiving Aid & Attendance: +$157/month
Pro Tip: These extras can add up quickly. Make sure the VA knows about every dependent and supporting documentation is current.
Real-Life Example: Veteran Family of Four
Let’s say you’re a veteran rated at 80%:
- Married
- Two kids under 18
- Your spouse needs Aid & Attendance
Here’s your monthly breakdown:
- Base: $2,044.89
- Spouse: +$170
- 2 Kids: +$212.28
- Spouse A&A: +$157.00
Total Monthly Pay: $2584.17
How to Calculate Your VA Disability Pay

Step 1: Identify Your Rating
Go to your eBenefits portal or VA.gov profile to verify your rating.
Step 2: Know Your Dependents
Claim all legal dependents—spouse, children (biological, adopted, step), and even dependent parents.
Step 3: Add Special Compensation
- Aid & Attendance (A&A)
- Special Monthly Compensation (SMC)
Step 4: Plug into VA Calculator
You can use online tools or the official VA Rate Tables to verify your total.
2024 vs. 2025 VA Disability Pay for 80% Rating
See exactly how the numbers change from last year to this year with the 2.5% COLA increase. Here’s a snapshot for a veteran with an 80% disability rating:
Dependent Status | 2024 Monthly Pay | 2025 Monthly Pay | Increase |
Veteran Alone | $1,995.01 | $2,044.89 | +$49.88 |
Veteran with Spouse | $2,161.01 | $2,214.89 | +$53.88 |
Veteran with Spouse and One Child | $2,283.01 | $2,340.89 | +$57.88 |
Veteran with One Child | $2,106.01 | $2,158.89 | +$52.88 |
Top 3 Mistakes to Avoid with Your VA Benefits
Managing your VA disability benefits can be tricky. Here are a few common pitfalls to steer clear of:
- Forgetting to Update Your Dependents: Did you get married, have a child, or have a child turn 18? Failing to notify the VA of changes in your dependent status can lead to incorrect payment amounts.
- Ignoring a Proposed Reduction: If the VA notifies you that they are considering reducing your disability rating, don’t ignore it. You have the right to respond and submit evidence to support keeping your current rating.
- Not Filing for Secondary Conditions: Many veterans don’t realize they can file a claim for conditions that are caused or aggravated by their primary service-connected disability. These secondary conditions can increase your overall disability rating.
FAQs
Q1: When will the new 2025 rates start?
A: December 1, 2024, but the first payment hits January 1, 2025.
Q2: Are these payments taxable?
A: Nope. All VA disability compensation is 100% tax-free.
Q3: How do I apply for Aid & Attendance?
A: You can apply via VA Form 21-2680.
Q4: Can I work with an 80% rating?
A: Absolutely, unless you’re receiving Individual Unemployability (IU).
Q5: What if I think my rating is too low?
A: You can file an appeal or request an increase through VA.gov.
Q6: What is Special Monthly Compensation (SMC)?
A: SMC is additional tax-free compensation for severe disabilities, such as loss of limb or inability to care for oneself.
Q7: How often should I review my benefits?
A: Annually or after any major life event (marriage, divorce, birth of child).